I just got f*#ked!

I knew American Home Shield would find a way to screw me:



I might have to forego heat this winter. I can’t afford it.

Terry

OUCH! So they don't cover stuff that's just worn out, only something that breaks prematurely. Yep, I'd say you got bent over vigorously.

Yikes!!

Did they include lube?

I'm getting pleasured myself. I signed up for propane delivery with a local company that's been swallowed by amerigas. My current price is 4.14 a gallon but when I payed my bill this morning it worked out to 5.32 a gallon. When I signed up they were the only outfit in my area that did home delivery.
After 90 minutes on hold I gave up and called Ferrell gas. Current price is 2.49 and the tank rental is lower than amarigas. They now offer residential delivery as well. I'm going to discontue my service and have them come get their tank when I've used most of what I have. ******* and the horse they rode in on

[The Shooters Apprentice]

I have a feeling the IRS will be my down fall this year. I ran a 1099 job all year last year and expect my tax bill to be around 30K and I REALLY don't wanna pay them......

I just got this from the contractor. It shows what AHS pays compared to what I pay.



American Home Shield is the biggest ripoff since pet rocks!!!!!

Terry

Most home warranty coverage covers normal wear and tear.......meaning no matter how old the system is they cover normal wear. Do you have the fine print for your policy to see if there is something in it that excludes normal wear and tear? Also, there is a waiting period when new to a policy to get full coverage.....I assume you are well beyond that date.

I would be digging up my policy and reading every last word about now. All insurance is a gamble, and the only person that can ever lose is the insured. The insurer never takes a loss. That goes for all insurance. Overall the insurance company will always come out ahead....they have to in order to stay in business. If your policy states they cover normal wear and tear that means when the unit is worn out they cover it unless the fine print gives more information like normal wear and tear is covered up to the average life expectancy of the unit. They may have defined time limits for different appliances.......you will be on the hook for any changes, or upgrades to any non covered part of the system .

I once had a life insurance policy that was advertised as a normal life insurance policy. I was reading the fine print one day and found where they only cover you if you die in a certain manner. The policy only covered you for that one way to die. I let them know they needed to make that clearer up front as the policy was sold misleading you to believe it covered all forms of death. I paid on that policy far too long but learned my lesson and canceled it.....but, if I would have died on a Friday with a full moon and been wearing green socks I was covered!!

All insurance is a rip off. No, seriously, all of it. Why do I say that? Because insurance is a business and their first goal is to make money, actually, that is the only goal they have. If they can collect premiums for years and never pay a claim that would be ideal to them. But they can't get away with that so they will collect premiums for years and then give the lowest payout possible.

The simple fact is, insurance is the cause of more problems than it fixes. And the unspoken truth is, you will never get as much out of your insurance as you put into it, if you did, insurance companies wouldn't be in business for long.

The simple fact is, insurance is the cause of more problems than it fixes. And the unspoken truth is, you will never get as much out of your insurance as you put into it, if you did, insurance companies wouldn't be in business for long.

Exactly. I had a $10,000 whole life policy that I got in 1972. Fifty-two years later I had paid in well over $10,000 and decided to cash it in to buy a car. I got $7,500 out of it.